Call never placed
This call was blocked by the compliance gate before dialing(outside_hours). No borrower was contacted. The block is recorded and signed in the audit chain.
Pre-call gate
✕
calling_hours
21:00 IST ∉ 09:00–18:00 — BLOCKED
All four gates must pass before the dialer fires (RBI DLD 2025). Each decision is hashed + KMS-signed into the append-only audit chain.